Buckle Credit Card

Apply online today or in a Buckle store near you and start earning B-Rewards now!

Sign in and access your account

  • Check B-Rewards* Points
  • View Statements
  • Online Bill Pay
  • B-Rewards*

    How to Earn B-Rewards points:

    Buckle Cardholders earn one point for every dollar in merchandise (excluding taxes and shippingƞ charged on their Buckle Card*. For every 300 points accumulated during each of the following periods, you will receive a $10 merchandise certificate on future purchases made on or before the following expiration dates.

    Earn Points Card Issued
    9/1/15 - 12/31/15 Jan 2016
    1/1/16 - 4/30/16 May 2016
    5/1/16 - 8/31/16 Sept 2016
    9/1/16 - 12/31/16 Jan 2017

    To Redeem B-Rewards Cards at a Buckle Store:

    Your B-Rewards Card can be used toward merchandise at any Buckle store. Please visit our store locator to find a store near you.

    To Redeem B-Rewards Cards on Buckle.com:

    Use your B-Rewards Card just like a Buckle Gift Card. At checkout, simply enter your B-Rewards number and access code in the Buckle Gift Card field. Be sure to include the total B-Rewards dollar amount.

Buckle Credit Card* Requirements

To qualify for a Buckle Card account, you must:

  • Be at least 18 years of age
  • Have a US Social Security Number
  • Have a street, rural route or APO/FPO mailing address (no PO Box addresses)

Buckle Classic Credit Card

  • 10% off your first Buckle Credit Card purchase*
  • Earn B-Rewards
  • $5 Birthday Reward*
  • No Annual Fee
  • 200+ points will carry over to the next B-Rewards period
  • Exclusive mailings and special offers

Buckle BLACK Credit Card*

To qualify for a BLACK account, guests must spend $500 or more in a calendar year using their Buckle Credit Card. BLACK accounts must maintain the $500 annual net spend to qualify for the additional benefits. Accounts will be reviewed annually on the anniversary of their issue date. The transition to a BLACK account will not affect your existing credit limit.

Buckle BLACK $500 ANNUAL spend (Jan-Dec):
  • Earn B-Rewards
  • $10 Birthday Reward*
  • No Annual Fee
  • 200+ points will carry over to the next B-Rewards period
  • Exclusive mailings and special offers
  • Extended B-Rewards redemption period
  • Free domestic standard shipping on buckle.com and on all special orders.

To qualify, you ,must:

  • Have an existing Buckle Classic account, in good standing
  • Have net purchases of $500 or more in a calendar year on your existing Buckle Card account
  • Buckle BLACK card upgrades are automatically issued monthly to guests meeting these qualifications

Buckle EXCLUSIVE $1,000 ANNUAL spend (Jan-Dec):*

  • Earn B-Rewards
  • $15 Birthday Reward*
  • No Annual Fee
  • 200+ points will carry over to the next B-Rewards period
  • Exclusive mailings and special offers
  • Extended B-Rewards redemption period
  • Free domestic ground shipping on buckle.com and special orders
  • Choose your own Bonus Points Day
  • Annual "Thank You" gift

To qualify, you must:

  • Have an existing Buckle Card account, in good standing
  • Have net purchases of $1,000 or more in a calendar year on your existing Buckle Card account


How to make a Payment

1. In-store (cash or check)
2. Online
3. Phone-in† (888-427-7786 or TDD/TTY 800-695-1788)

4. Mail-in (fees may apply):

Comenity Bank

PO Box 659704

San Antonio, TX 78265-9704

    B-Rewards Cards Official Rules:
    • Buckle Card guests receive one point for every dollar in merchandise (excluding taxes and shipping) charged on their Buckle Card.
    • For every 300 points accumulated during a B-Rewards period, participants will receive a $10 merchandise certificate toward future purchases made on or before a specified date (see B-Rewards card for expiration details).
    • B-Rewards Cards remain the property of The Buckle, Inc.
    • B-Rewards Cards are non-transferable and will be voided if forged, altered or mechanically reproduced.
    • The Buckle, Inc. will retain all redeemed B-Rewards Cards
    • B-Rewards Cards cannot be redeemed in conjunction with an employee discount.
    • The Buckle, Inc. is not responsible for lost or stolen cards.
    If your Buckle Credit Card is lost/stolen or if you need to change your name/address, call toll free: 1.888.427.7786 TDD/TTY 1.800.695.1788

    .

    . *The B-Rewards program is provided by Buckle. Buckle may change the terms of the program at any time. For full rewards terms and conditions see comenity.net/buckle. Only accounts in good standing will be eligible to receive upgrades and benefits, returns/refunds will be deducted to calculate net spend. B-Rewards: The B-Rewards program is provided by Buckle, who may change the terms at any time. For full rewards terms and conditions see comenity.net/buckle. BIRTHDAY REWARD DETAILS: Must have made a purchase within the last 18 months. CARRY OVER DETAILS: At the end of the B-Rewards earning period, any guest with more than 200 unused points will be allowed to use those points in the next earning period. Points will rollover once. EXTENDED EXPIRATION: See your B-Reward for details on expiration date. BONUS POINTS DAY: Cannot fall during an existing Cardholder bonus point event. ANNUAL THANK YOU GIFT: Must be an EXCLUSIVE cardholder at time of issue. ANNUAL SPEND REQUIREMENT: Guests must spend, excluding tax and shipping from January-December, $500 to earn and maintain BLACK Status and benefits and $1,000 to earn and maintain EXCLUSIVE status and benefits.




    Contact Us

    Guest Services:

    Phone: 800.607.9788
    Mon-Fri 8am - 9pm CT
    Sat 9am - 9pm CT
    Sun 12pm - 6pm CT

    Email: guest.services@buckle.com
    Fax: 308.236.4493

    Buckle Credit Card Questions:

    Comenity Bank
    Phone: 888.427.7786
    TDD/TYY: 800.695.1788

    Corporate Office:

    The Buckle, Inc.
    2407 W. 24th Street
    Kearney, NE 68845
    Phone: 800.626.1255